Wow! I met a guy Philip at Beatty Road coffee shop. He says he has $3 million at the age of 45. Teo En Ming don't even have $10K at the age of 45.

Wow! I met a guy Philip at Beatty Road coffee shop. He says he has $3 million at the age of 45. Teo En Ming don't even have $10K at the age of 45.

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